Our Story

Built by Nigerians.
Built for Nigerians.

Kashtok was born from a simple frustration — why is managing money in Nigeria so unnecessarily complicated and expensive?

The problem we're solving

Everyday financial tasks can feel scattered: airtime, data, supported bills, account questions and payment issues often sit in different places.

Kashtok is focused on making supported everyday payments easier to understand and complete from one convenient app.

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To make financial clarity and control available to every Nigerian — whether they earn ₦50,000 or ₦5,000,000 a month.

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A Nigeria where your money works as hard as you do — growing quietly in the background while you focus on life.

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If you believe in building things that matter for Africa, we want to hear from you. Product, engineering, design, growth — we're assembling the team.