Spend without chaos
Keep transfers, bills, airtime and subscriptions inside one app instead of running across five different platforms and screenshots.
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Spend, pay bills and grow your savings in one calm app. KashTok gives you virtual cards, transfers, airtime, bills and savings vaults — without the banking headache.
Built for Nigerian money reality.
KashTok is your everyday money command center — whether you’re handling salary, side hustle or just trying to stop your money from disappearing.
Join the waitlistKeep transfers, bills, airtime and subscriptions inside one app instead of running across five different platforms and screenshots.
Create vaults for important goals, set automatic rules and let KashTok nudge you before you spend what you meant to save.
Simple insights show where your money goes each week — food, transport, bills, black tax — so you can adjust with real numbers.
Fast transfers, low-friction UI and features designed for patchy internet, late-night bills and real Nigerian life.
We’ll start with email access, then roll out full KYC and account tiers as KashTok grows.
Drop your email so we can notify you when your cohort is ready to onboard.
We’ll send you a secure invite link with instructions to download the app.
Create your profile, add a funding method and set your first savings vault.
Pay bills, move money, give feedback. Early users help us decide what ships next.
KashTok is being designed with safety, clarity and humans in mind — not just screens and buttons.
Modern encryption, device checks and strong authentication from day one.
Clean screens, clear wording and flows built to reduce stress, not increase it.
We’re starting with email and in-app support while we grow a full support team.
Watch a quick walkthrough of how KashTok handles bills, transfers and savings in one clean experience. Swap this link for a Loom or YouTube demo anytime.
Demo screens are for illustration only. Features may evolve before launch.
Be part of the first KashTok cohorts and help shape how Nigerians move, spend and save money.
No spam. We’ll only email you about KashTok and you can opt-out anytime.
We’re currently building and testing with a small group of early users. Joining the waitlist means you’ll be among the first to know when your cohort is ready.
KashTok is designed to work alongside your existing bank accounts. Think of it as your everyday money control center — for payments, bills and savings — not a full replacement (yet).
Security is core to KashTok. We’re designing with industry-standard encryption, strong authentication and strict data-handling practices from day one. Full regulatory details will be shared before public launch.
We’re starting with a simple, mostly free experience and transparent fees for specific services like cards or international payments. Pricing details will be shared with early users first.